Shared Links for Mar 19th

  • A New Way Forward – Grassroots banking policy? Who'd have guessed? Their plan is "Nationalize. Reorganize. Decentralize." The N-word has some bad connotations, but what they're really advocating for is an FDIC style managed bankruptcy, i.e. letting the banks fail, cleaning out the shareholders and management, and applying real anti-trust laws to the financial industry. I never thought I'd go to a banking protest. (tagged: economics bailout finance fdic activism banking policy )
  • MailStopper – Is $20/year too much to pay to avoid junk mail? Would it really work? The self-monitoring aspect is interesting too. Would be great to be able to watch your name and address as it propagates through the ocean of direct marketing databases, and credit reporting agencies. (tagged: green junkmail sustainability internet )
  • YellowPagesGoesGreen.Org – I hate the two kilograms of cellulose that the phone company insists on littering my doorstep with each year. I was a little bit drunk when they showed up last week, and threw them in the street. I don't even have a land line. Why would I want a phone book? Who uses those things anyway? Thankfully, someone else has already created an opt-out system… too bad I'll have to wait a year to see if it actually works. (tagged: environment recycling paper yellowpages mail green sustainability )
  • The Age of Stupid – A new combination sci-fi documentary on climate change… framed as a man looking back and trying to understand why we failed to act, from the year 2055. The movie was "crowd funded" – the filmmakers sold shares of the profits to individuals (and the crew) in exchange for cash (about $1 million total). The trailer looks fairly good… (tagged: climate film green environment )
  • Mistrial by iPhone – Juries’ Web Research Upends Trials – Another example (cf death of record companies, newspapers) of technology upending previously stable social and legal systems. 9/12 jury members found to be doing research on the trial they were sitting on, via their cell phones and the internet. People don't consider the meta-brain to be a separate entity any more. Certainly not for weeks of sequestration on end… (tagged: law technology internet phone jury trial )

Shared Links for Mar 14th

Shared Links for Mar 9th

Shared Links for Feb 28th

Shared Links for Feb 26th

  • Zombie Bank Monster Mash – An animated monster mash, starring our bailed out financial "industry" (or is it just a lobby now?). Sadly Mark Fiore seems unwilling to implicate the current administration in the continuing mess. (tagged: cartoon zombie finance bailout banks economics politics geithner )
  • No, Wait! You Got It Backwards! – Well, so much for any hint of "change" in the administration's policies toward the banking industry. The Treasury's plans to buy convertible preferred shares in the banks is completely backwards – giving a put option to the banks, instead of getting a call option in exchange for the risky investment. Taxpayers are guaranteed to be screwed. (tagged: treasury banks bailout geithner obama economics finance )
  • The Case Against Home Ownership – An infrequently made point in the US: owning is often more expensive, and less convenient, than renting… and that's even before you account for the massive government incentives that have been put in place since WWII to encourage people to buy their own place. People frequently look at me like I'm crazy when I suggest we should just live close to where we work as a way to avoid the expenses of driving, or the inconveniences of (bad) public transit. (tagged: subsidy transportation housing economics suburbia planning taxes )
  • Copenhagen to continue Copenhagenizing – Denmark's take on "economic stimulus": massive investments in public transit and bike infrastructure. In a nation of 5 million, they're committing $16 billion over the next 10 years, which is about $1/day per person (which is less than 1/5 what the average US family spends on their automobiles) Regional rail, intra-city light rail. Bike lanes and paths. Road pricing for drivers. Etc, etc. I'm glad someone is setting a good example. It will be interesting to see how the world responds to Copenhagen later this year, when the next round of climate talks takes place. I can't think of a better city to represent my hopes for the future. (tagged: transportation politics copenhagen bicycle rail denmark stimulus )
  • NYPD fires rookie cop caught on YouTube video bashing bicyclist – Last fall a cyclist was body checked off their bike by a cop in the midst of a Times Square Critical Mass ride. Said event was recorded via cameraphone. Cop perjured himself in official report, claiming cyclist ran into him intentionally. Video viewed on YouTube 2 million times. Cop now unemployed and facing 4 years in prison for assault, falsifying documents. Sometimes we win. Makes me want to record just about everything. (tagged: bicycle police transparency youtube )

Shared Links for Feb 23rd

  • Goodbye to the Age of Newspapers – I just don't buy the lament of the newspapermen. If the papers were subsidizing the collection of "real" news with ads, how sure are we that people ever wanted news? Why exactly should we believe that there ever was some public interest at heart in journalism? I'd say it's just as likely that the fragmentation of digital media, and the trend toward tabloid fluff, is an indication that nobody (or at least, not enough people) really cared about the "serious" news in the first place. Disaggregated, opinionated, (truly) non-profit journalism will certainly be different than the muckrakers, or Big Media, but it's unclear to me that it will be worse in any way for government transparency, or democratic interchange. (tagged: technology media government transparency democracy )
  • The Crisis of Credit Visualized – Another great popularly accessible explanation of how we got into this mess, this time in cartoon form. Too bad there weren't any regulators in the story! (tagged: economy crisis financial animation mortgage subprime )
  • Bank insolvency: tips & tricks – Never, ever, feed a zombie bank. The great thing (or, one great thing) about blogs is that you can talk about serious and technical issues, using analogies to zombies. Try that in the Economist, or the WSJ. (tagged: economics finance stimulus bailout fed banks zombie )
  • Ann Druyan Talks About Science, Religion, Wonder, Awe, and Carl Sagan – Musings from Ann Druyan (Carl Sagan's partner) on how we might apply the wonder of the cosmos, as revealed by science, toward the creation of naturalist spiritual communities. (tagged: science religion sagan atheism naturalism cosmos spirituality )
  • There's no reason for non-recourse – Options are valuable. That's why we have markets for them. The trillion dollars worth of non-recourse loans (cf pawnbroker) which the Fed is apparently about to offer up to the finance industry, will, because they are non-recourse, lead to a misvaluation of the assets being bought, even if they're being bought by private entities, because the penalty for non-repayment is simply forfeiting the asset (which might very well end up being worthless). The Fed is acting like a pawn shop, but a dumb one: what pawn shop in its right mind would let you exchange your cubic zirconia for half the value of a diamond? (tagged: finance economics crisis bailout fed geithner bernanke )

Not All Capital is Fungible

There are only two real pools of capital: alternatively natural or human, external or internal, material or informational.

Natural (external, material) capital is the pre-existing wealth of the world, which was not dependent on our organization or existence: the metals we mine, the trees, the fresh water, the fisheries, solar energy, the fossil fuels, the potential for agricultural produce (as a co-location of soil, water, and climate).  Human (internal, informational) capital is the value inherent in technology, skill, organization, understanding, and knowledge.

Continue reading Not All Capital is Fungible

Shared Links for Feb 20th

Shared Links for Feb 18th

  • Do the British love their children too? – Two girls run over while biking to their school 3 miles away. British (and probably American) "solution": re-allocate a school bus to their area (removing the bus from somewhere else). Dutch/German/Danish solution: provide better cycling infrastructure for everyone. Guess which one I think is better. (tagged: bicycle transportation infrastructure accident bike )
  • MIT open prototype initiative – A project to produce modular, open (freely available, non-proprietary) prototype designs for energy efficient buildings. MIT is so awesome. (tagged: green architecture design building )
  • LEED Platinum Prefab Home Now Available – Taking all the design work out of building zero energy homes should make it a lot easier to build them, but the contractors doing the actual construction still need to understand what they're doing, and how their application of building techniques will affect the end performance of the building (and their profits need to be tied to that performance somehow) (tagged: green architecture leed construction buildings )
  • Kidnapping Chrysler – Of course Cerberus (private equity firm that owns Chrysler, not three headed dog guarding hell) has a "fiduciary obligation" to seek a handout from the Feds. And by Jove, the Feds have a fiduciary obligation to refuse to give it to them! (tagged: bailout chrysler cerberus crisis economy gm )
  • Where data goes when it dies – Following from the Ma.gnolia implosion, Chris Messina muses on data loss and recovery… kind of an information grieving process. What are we going to do with all of this information anyway? 100 years from now, all historians will have to be AI. (tagged: data archive backups loss microformats recovery )
  • What really happened at Ma.gnolia – The social bookmarking service Ma.gnolia was, despite its surprisingly large user base, basically run like Ideotrope – one guy with a server, and some (in retrospect) pretty janky backups. A couple of weeks ago, the 500GB MySQL database file got corrupted, the backups failed, and the site imploded. Lessons to be learned indeed: number one is don't do your own IT, now that S3, EC2, the Google Apps Engine, and other such scalable enterprise systems are available. We gotta get that server retired… (tagged: backups magnolia data servers hosting )
  • Baseline Scenario for 2009-02-09 – A rundown of the current global financial situation, and governmental attempts to get things under control. These guys aren't particularly optimistic at the moment about our ability to acknowledge just how beholden our supposedly powerful and developed governments have become to the banking industry. We're acting like Indonesia or Russia with their oligarchic overlords. (tagged: finance economy economics crisis )

Shared Links for Feb 12th – Feb 15th